General
Nothing in the Web Sites constitutes an offer to buy or sell products or services of the Sun Life Financial group of companies. All products and services are subject to the terms and conditions of any applicable agreements.
Our products and services are available only in jurisdictions where they may be lawfully offered for sale. Not all products and services are available in all geographical regions. The information presented in the Web Sites is intended for use only in the United States. Sun Life Assurance Company of Canada is licensed in the District of Columbia, Puerto Rico and all U.S. states except for the state of New York. Sun Life Assurance Company of Canada (U.S.) is licensed in the District of Columbia and all U.S. states except for the states of New York. Our New York subsidiary, Sun Life Insurance and Annuity Company of New York, offers annuities, group life and disability, and individual life insurance in that state.
The Web Sites are not intended to provide you with any personalized financial, accounting, tax, legal and/or market advice (including, without limitation, advice regarding the suitability or profitability of a security or investment). The Web Sites should not be used as a substitute for personal advice from an appropriate professional advisor. If you require advice, please consult with your own advisors.
The information provided on and through the Web Sites is believed to be reliable when posted. However, we cannot guarantee that information will be accurate, complete and current at all times. All information on the Web Sites is subject to modification from time to time without notice. No information based upon the opinions expressed in any web-based presentation can be guaranteed.
We will make every reasonable effort to provide you access to the Web Sites. However, there will be occasions when the Web Sites will be unavailable for use or times when we find it necessary to shut down our Web Sites for a period of time for maintenance, updates and other reasonable adjustments.
Third-party web sites accessed by hypertext links appearing on Sun Life Financial's Web Sites may have been independently developed by others. We do not guarantee the accuracy of any information in these other sites. The listing of an organization not affiliated with Sun Life Financial the Web Sites should not be interpreted as an endorsement of its services or products by any of the Sun Life Financial group of companies. Sun Life Financial disclaims any and all responsibility and liability for the accuracy, content, completeness, legality, reliability or operability of said links or the services and resources therein. Any concerns regarding any such service or resource should be directed to the particular service or resource.
On certain pages of the Web Sites, CCBN.com Inc. and its sources provide stock quotes. These stock quotes are delayed by at least 20 minutes and should not be relied upon for investment purposes. Sun Life Assurance Company of Canada and its affiliated companies and representatives will not be liable for any errors or delays in, loss or damages or actions taken in reliance on the stock quotes.
Access to Sun Life Financial's Interactive Web Services requires an electronic identification which consists of a user name, Internet Personal Identification Number (commonly referred to as a P.I.N. or password), or other security measures that Sun Life Financial may require. You agree that the use of this electronic identification is the legal equivalent to your written signed instructions to Sun Life Financial and that your identity as an authorized user of our Web services is determined solely by your user name and Internet Personal Identification Number. You acknowledge that you are responsible for the safekeeping of your Internet Personal Identification Number and that Sun Life Financial is unable, and under no obligation, to confirm the identity or authority of any user of our Web services. You also agree that Sun Life Financial has no duty to inquire as to the authority or propriety of any instructions given to it and shall be entitled to act upon any such instructions. If you become concerned that the confidentiality of your Internet Personal Identification Number has become compromised, you agree to notify Sun Life Financial and change your Internet Personal Identification Number immediately. To keep your policy or contract information confidential, you agree not to disclose your Internet Personal Identification Number to anyone and will not record it anywhere. You agree to immediately notify Sun Life Financial of any unauthorized use of your Internet Personal Identification Number and/or access to your policy or contract records. Sun Life Financial reserves the right to cancel or restrict the use of your Personal Identification Number and/or its Interactive Web Services without notice and for any reason, including the reason of your use that is contrary to these Conditions of Use.
Any on-line acknowledgments or other messages which appear on your screen for transactions entered do not mean that the transactions have been received, accepted or rejected by Sun Life Financial. These acknowledgements are only an indication that the transaction information entered by you has either been transmitted or cannot be transmitted to Sun Life Financial. No transaction shall be deemed accepted until you receive a written confirmation from Sun Life Financial. You are responsible for reviewing all confirmations and policy or contract statements received by you in order to verify their accuracy. If you do not receive a written confirmation within five (5) business days of a transaction, you agree to immediately notify Sun Life Financial.
Sun Life Financial reserves the right to change the terms of use of its Web Sites and Interactive Web Services or discontinue them at any time upon notice to you. Notice may be given to you in writing, by e-mail or by posting such notice on our Web Site.
Your use of the Web Sites shall be entirely at your risk. The Sun Life Financial group of companies will not be responsible in any manner for any harm, loss or damage, however caused, arising out of your use of the Web Sites, including direct, indirect, special, third party or consequential damages. We will not be responsible for any detrimental reliance that you may place upon the Web Sites or its contents.
OUR WEB SITES AND INTERACTIVE WEB SERVICES ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MECHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND THE WARRANTY AGAINST INFRINGEMENT WITH RESPECT TO THE INFORMATION PROVIDED AND THE USE OF THIS SERVICE. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.
If any provision is these Conditions of Use are held invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect. The laws of the Commonwealth of Massachusetts and the applicable laws of the United States shall govern your use of the Web Sites. You hereby consent and submit to the non-exclusive jurisdiction of the courts of the Commonwealth of Massachusetts in any action or proceeding related to your use of the Web Sites.
