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Variable annuities are long-term investment vehicles designed to help you save for retirement and offer many benefits that make them an attractive retirement planning tool. They provide many features like tax-deferred growth of earnings, protection for your beneficiaries, growth opportunity with equity investing, and access to well-known money managers.
The Sun Life Financial Masters® variable annuities also provide you with optional features, available for an additional cost, that can help protect your principal and provide flexible income solutions to meet your ever-changing financial needs.1
To learn more about Sun Life Financial Masters variable annuities, select one of the product links in the "Variable Annuities" drop down menu in the toolbar above.
1Living benefits are subject to conditions and limitations. Failure to abide by these restrictions could severely impact or eliminate the guarantees offered by these benefits. Please read the variable annuity prospectus carefully to learn more about these benefits in detail.
Keep in mind that the benefits of tax deferral in an annuity are not applicable to contracts purchased as an Individual Retirement Annuity (IRA) or inside some other tax-qualified retirement plan because these plans already have tax-deferred status. Therefore, you should purchase an annuity in such plans only if you value the other features that an annuity may offer (such as lifetime income or a death benefit) and are willing to pay the charges (if any) for those features.
This information is authorized for public use only when preceded or accompanied by a prospectus. Please read all prospectuses carefully before investing or sending money. Guarantees are based on the claims-paying ability of the issuing insurance company.
Variable annuities are long-term investment vehicles designed for retirement purposes and are subject to market fluctuation, investment risk, and possible loss of principal. Past performance does not guarantee future results.
All withdrawals of taxable amounts, including earnings, are taxable as ordinary income and, if taken prior to age 59½, may be subject to a 10% federal tax penalty. Early withdrawals will reduce the death benefit and cash surrender value.
Guarantees do not apply to the performance or safety of amounts held in the variable sub-accounts. Products and features may not be available in all states.
Variable annuities are issued by Sun Life Assurance Company of Canada (U.S.) (Wellesley Hills, MA) in all states except New York. In New York, the contracts are issued by Sun Life Insurance and Annuity Company of New York (New York, NY). All products are distributed through Sun Life Financial Distributors, Inc. All three companies are members of the Sun Life Financial group of companies.
NOT FDIC/NCUA INSURED - MAY LOSE VALUE - NO BANK/CREDIT UNION GUARANTEE - NOT A DEPOSIT - NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
SLPC 17860 (08/07) (Exp. 08/08)
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