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| Group Life for Physician Groups |
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Sun Life Financial serves the unique Life and AD&D insurance needs of physicians and medical groups through an exclusive partnership with MGIS, the nation's largest provider of administration for medical groups. Together, Sun Life Financial and MGIS have customized a Group Term Life and AD&D insurance package especially for physicians including best-in-class coverage options and dedicated customer service.
Product Range
For physician and medical groups with 3 to 1,000+ employees
- Basic Life
- Dependent Life
- Optional/Supplemental Life
- Accidental Death & Dismemberment (AD&D)
Benefit Highlights
- High guaranteed issue and benefit maximum amounts
- Waiver of premium in case of disability; zero-day elimination
- Cost-of-living adjustment benefit
- AD&D occupational and non-occupational 24x7x365 coverage includes seat belt, air bag, helmet, dependent spouse and child education, business travel, and bereavement counseling
- Accelerated death benefits
- Beneficiary claim asset account with convenient check-writing
- Portability privilege for groups with 50+ covered lives; some restrictions apply
- Emergency Travel Assistance provided by Assist America
- Flexible benefit payment options
- Money-Back Service Guarantee*
Optional benefits
- Extended earnings protection
- Employee Assistance Program through ComPsych®
- AD&D riders: common carrier, thumb and index finger loss, surgical reattachment, rehabilitation training, speech loss, hearing loss, hemiplegia, paraplegia, quadraplegia
Dedicated Customer Service
- The MGIS Account team is the single source managing all administration:
- Enrollment and eligibility
- Premium collection
- Policy issurance
- A dedicated claim center staffed by specialists familiar with:
- Specialties and sub-specialties
- Healthcare occupations
- Compensation structures
- Medical group organization structure
- Free access to "HR Essential," an online resource for HR questions
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Learn More
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Contact your local Sun Life Financial Employee Benefits Group Representative Today.
Emergency Travel Assistance is not an insurance product.
* Some restrictions apply. If we do not meet our service standards, the employer is given a refund as a percentage of premium. Applies only to group benefits underwritten by Sun Life Assurance Company of Canada and Sun Life Insurance and Annuity Company of New York.
Group insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) under Policy Form Series 93P-LH and 98P-ADD in all states except New York. In New York, group insurance policies are underwritten by Sun Life Insurance and Annuity Company of New York (New York, NY) under Policy Form Series 93P-LH-NY and 98P-ADD-NY. Group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.)** (Wellesley Hills, MA) in all states under Policy Form Series GP-A. Product offerings may not be available in all states and may vary depending on state laws and regulations.
** Formerly known as Genworth Life and Health Insurance Company.
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