Product Range PPO Dual Select Dental Maximum Allowable Charge (MAC) Voluntary Dental Traditional Indemnity DHMO (In CA only) Scheduled Plans Self insured (ASO) Dental	Provider Locator
PPO (Active or Passive) Employers with 10+ employees Members enjoy lower out-pocket-costs and a choice of more than 73,000 network dentists' locations nationwide. Maximum Allowable Charge (MAC) Plans Employers with 10+ employees Combined with a PPO for in-network savings, a MAC plan limits out-of-network reimbursements to a fee schedule or an optional Usual and Customary schedule Indemnity Employers with 10+ employees Traditional fee-for-service plan that provides standard benefits for treatment by any licensed dentist Scheduled Plans Employers with 10+ employees For groups looking for a low-cost alternative, our Scheduled Plan has 15 preset plan options; Available by itself or as part of a Dual Select plan. Dual Select Dental Employers with 35+ employees Offers members a choice of two plans - a lower cost option and a higher-cost option - with the administrative ease of one plan (California and New York plans can include DHMO). Voluntary Dental Employers with 10+ employees, at least 35% participation PPO, Indemnity, MAC or scheduled plans all backed by full enrollment support, convenient payroll deduction and robust online services -- all for little or no premium cost to the employer. Administrative Services Only (ASO) Self-funded groups with 50+ employees Full range of administrative services, with optional banking services Dental HMO California groups with 3 or more employees California Benefits Dental Plan (CalBen) offers a Dental Health Maintenance Organization (DHMO) approach to dental care. Employees visit network dentists and can choose from a variety of plans and co-payments. Full coverage for routine preventive and diagnostic care is an available option. Benefit Highlights Money-back service guarantee Full range of plan types National and regional PPO networks with more than 73,000 dentists' locations Average 4-day claim turnaround 99% claim accuracy* Robust online services for employers and members Optional Benefits Insured Vision plan Vision discount card Maximum carryover provision Orthodontic coverage for children and adults Cosmetic bleaching; cosmetic veneers	Contact your local Sun Life Financial Employee Benefits Sales Representative Today Why Sun Life Financial All of our group dental insurance plans feature coverage for preventive, basic, and major services, with the convenience of extensive national and regional networks. You know you're getting a group dental plan backed by the power of an employee benefits leader. We're proud of our 99% claims accuracy,* and back it up with a money-back guarantee. Learn More Provider Locator Group Dental Services Voluntary Dental DHMO for California Residents

Contact your local Sun Life Financial Employee Benefits Group Representative Today.

* 2006 claims data

Group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.)** (Wellesley Hills, MA) under Policy Form Series GP-A. Product offerings may not be available in all states and may vary depending on state laws and regulations.

Dental HMO available to California residents only. Administered by California Benefits Dental Plan.

** Formerly known as Genworth Life and Health Insurance Company.

SLPC 18319 01/08

© 2009 Sun Life Assurance Company of Canada (US). All rights reserved.