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| Group Long Term Disability |
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At the heart of every successful long term disability plan is expert claims management. And that's what you get with Sun Life Financial Employee Benefits Group. Every process, system and benefit analyst is focused on managing claims thoroughly and properly. Our investment in innovative claims management practices and industry-leading technology allows us to best serve claimants and their employers.
Product Range
For employers with 2 - 25,000+ lives
- Traditional LTD
- Employee-paid LTD
- Core buy-up
- LTD for Physician Groups
- LTD for Small Business
Benefit Highlights
- Innovative return-to-work programs
- Expert claims management
- Early intervention that begins on Day 1
- World class claims technology
- Online claims status and submission
- Money-back service guarantees*
- Social Security assistance program
- Integrated waiver of premium application with Sun Life Financial Group Life
Optional Benefits
- Employee Assistance Program through ComPsych®
- Cost of living adjustment
- LTD conversion
- Pension contribution benefit
- Assisted living benefit
- Survivor benefits
- Alternate funding (for larger employers)
- Optional riders include COBRA, dependent child education benefit, child care benefit, extended earnings, Social Security incentive benefit, pension benefit and relocation assistance
Click here for more information about pre-existing condition provisions in New York. |
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Contact your local Sun Life Financial Employee Benefits Group Representative Today.
Group insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) under Policy Form Series 93P-LH, 98P-ADD and TDBPOLICY-2006 in all states except New York. In New York, group insurance policies are underwritten by Sun Life Insurance and Annuity Company of New York (New York, NY) under Policy Form Series 93P-LH-NY, 06P-NYDBL, 02P-NYSTD and 98P-ADD-NY. Group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.)** (Wellesley Hills, MA) in all states under Policy Form Series GP-A and GP-D. Product offerings may not be available in all states and may vary depending on state laws and regulations
Employee Assistance Program (EAP) is provded through an arrangement with ComPsych, an independent organization which is not affiliated with Sun Life Financial. EAP is not an insurance product.
This page contains links to web sites operated by third parties. Sun Life Financial provides these links for your convenience and is not responsible for the content found on external links.
** Formerly known as Genworth Life and Health Insurance Company.
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